FAQ

Frequently asked questions

Quick answers about how Property First Group UK works and how to start your bridging, development or commercial finance enquiry.

About the service

What does Property First Group UK do?

We package bridging, development and commercial finance enquiries for property investors, developers and businesses, and match them with suitable specialist lenders.

Is this just an application service?

No. We focus on the whole service: understanding your project, explaining your options, packaging the enquiry properly and managing it through to completion.

How do I get started?

Complete the enquiry form or email info@pfgroupuk.co.uk with a short summary of the property, the amount you need and your timescale.

Bridging finance

How quickly can a bridging loan complete?

Timescales depend on the lender, the valuation and the legal work, so we cannot promise a set time. Bridging is often used for time-critical purchases such as auctions, where completion is usually required within a fixed period set by the auction terms.

What is an exit strategy?

It is how the loan will be repaid, usually by selling the property or refinancing onto longer-term finance. Lenders need to see a realistic, evidenced exit before they lend.

Are bridging loans regulated?

We arrange bridging for business and investment purposes only, which is not regulated by the FCA. We do not arrange loans secured on a property that you or a family member live in, or intend to live in.

Development and commercial finance

Do I need development experience?

Experience helps, but first-time developers can still get funding, particularly on smaller schemes with a strong professional team and a robust appraisal.

Does development finance cover build costs?

Usually yes. Build costs are typically released in stages as the work progresses and is signed off by the lender's monitoring surveyor.

What property can a commercial mortgage be used for?

Offices, shops, industrial units, warehouses, healthcare premises and mixed-use property, for both owner-occupiers and investors.

Still have a question?

If you are unsure where your enquiry fits, send us a message and we will help point you in the right direction.

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